Transparent Terms
Clear, merchant-friendly terms without hidden fees.
Payment AcquiringCard Issuing
Payment ServicesBuilt Around Your Business
Accept card payments or launch your own branded card programme with Cardaq’s acquiring and issuing services.
Whether you are looking for a reliable way to process payments or need support bringing a card programme to market, our team will help you find the right solution.
Built Around Your Business
Our Services
Payment Acquiring
Accept Card Payments with Confidence
Cardaq provides acquiring solutions that help businesses accept and manage card payments.
We work with merchants to understand their business model, technical requirements and payment flows before recommending an appropriate setup.
Our acquiring services include:
- Online card payment acceptance
- Support for multiple currencies
- Payment processing and settlement
- Fraud prevention and transaction monitoring
- Integration support
- Payment reporting and ongoing account support
Card Issuing
Launch a Card Programme
Cardaq supports businesses in developing and managing tailored card programmes.
From the initial concept and card design to production, personalisation and delivery, our team helps coordinate the different stages required to bring a card programme to market.
Our issuing services include:
- Physical and virtual card programmes
- Custom card design and branding
- Card production and personalisation
- Programme setup and implementation support
- Card delivery, fulfilment and ongoing programme support
- Optional cardholder benefits, depending on the programme
One Team, Tailored Support
Why work with Cardaq?
Clear, merchant-friendly terms without hidden fees. Our team works with you throughout the integration and implementation process.
From Initial Conversation to Launch
How the process works
Step 01
Tell Us About Your Business
Share your requirements, business model and the service you are interested in.
Start a ConversationStep 02
We Review Your Needs
Our team assesses your requirements and discusses the most suitable available solution.
Step 03
Complete Onboarding
We guide you through the necessary commercial, compliance and technical steps.
Step 04
Integrate and Launch
Once onboarding and implementation are complete, you can begin using your Cardaq service.
Frequently
asked questions
Tell us what you are looking for and our team will get back to you. We provide clear information about the proposed setup, commercial terms and next steps.
What services does Cardaq provide?
Cardaq provides payment acquiring and card issuing services. We help businesses accept card payments and develop tailored physical or virtual card programmes.
Who can apply for Cardaq’s services?
Our services are designed for eligible businesses looking for acquiring or card issuing solutions. Availability depends on factors including the business model, operating markets, regulatory requirements and risk assessment.
How do I get started?
Complete the enquiry form and tell us which service you are interested in. Our team will contact you to learn more about your requirements and explain the next steps.
How long does onboarding take?
Timelines depend on the selected service, the complexity of the setup and how quickly the required information is provided. Our team will explain the expected process after reviewing your enquiry.
What types of merchants do you work with?
We primarily work with low- and medium-risk businesses across a range of industries, including e-commerce, SaaS, retail and professional services. Every application is reviewed individually based on the business model, operating markets, transaction profile and compliance requirements.
How can I integrate Cardaq’s acquiring services?
Our acquiring services can be integrated through REST APIs, ready-made modules or a hosted checkout solution. Our technical team will help you select the most suitable integration option and support you throughout the implementation process.
What are your fees and pricing models?
Our pricing is calculated individually based on factors such as your business model, transaction volumes, operating markets and technical requirements. All applicable fees and commercial terms are explained clearly before onboarding, so you understand the proposed pricing structure from the outset.
How do you ensure security and compliance?
Cardaq maintains PCI DSS Level 1 certification and applies established security controls to protect payment data and transaction processing. We also follow applicable KYC and AML procedures and review each business as part of our onboarding and ongoing monitoring processes.